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Forced Ignition - Insurance Discounts

Australia

Contact your insurance company to confirm if they offer insurance discounts for vehicles fitted with the Forced Ignition system.

Some Australian insurers require that immobilisers be fitted to provide "3 point" immobilisation.

3 Point immobilisation generally means a system that interrupts the power supply to a vehicle's starter motor, fuel pump, and ignition coil.

If your insurance company requires that an immobiliser requires "3 point" immobilisation, an optional wiring harness is available that provides for "3 point" immobilisation.

Click here for more information about the 3 point immobilisation harness

United States

Twelve states (Florida, Illinois, Kentucky, Louisiana, Massachusetts, Minnesota, New Mexico, New York, Pennsylvania, Rhode Island, Texas, and Washington) require insurers to give car owners discounts on their comprehensive insurance for anti-theft devices.

Passive devices (such as ignition cutoffs, some types of alarms, and electronic auto recovery systems, activated automatically when the car is locked, not requiring the driver to remember to activate them) may qualify for up to a 30 percent discount.

Massachusetts residents are eligible for a minimum 25 percent discount if they have both an anti-theft device and an auto recovery system. In New Jersey and Georgia, the Insurance Commissioner may order discounts and encourage insurers to provide discounts.

Insurance companies in states that do not mandate discounts have also encouraged car owners to install anti-theft devices by providing discounts. Generally, insurers favor passive devices.

Following are percentages of discounts that you can expect to receive off of your comprehensive insurance. These discounts vary by state and insurer.

Arizona: Up to 25%
California: Up to 33%
Colorado: Up to 25%
Connecticut: Up to 25%
Delaware: Up to 25%
District of Columbia: Up to 25%
Florida: Up to 25%
Georgia: Up to 25%
Illinois: Up to 25%
Louisiana: Up to 25%
Maryland: Up to 25%
Massachusetts: Up to 35%
Michigan: Up to 25%
Nevada: Up to 25%
New Hampshire: Up to 25%
New Jersey: Up to 25%
New York: Up to 25%
Pennsylvania: Up to 25%
Rhode Island: Up to 35%
Texas: Up to 30%
Virginia: Up to 25%

For states not listed, inquire about discounts with your insurance company or state insurance commissioner.

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created on 2007-10-07 22:21:08 by adamr